The Top Money Saving Apps for Daily Purchases 

Everyone likes the idea of being able to save money and since we live in a digital age, it’s easier than ever before. Since smartphones have become increasingly popular over the years, more and more apps have been created and put on the market. These apps, however, don’t have to be just time-wasters. They can also benefit your life by helping you save money and control your finances better. 

Best Money Saving Apps for Android & iOS

In this guide, we will go over the best money-saving apps for both iOS and Android, that way you can use them no matter what smartphone device you have. 

1. Fetch Rewards

The Fetch Rewards app is, without a doubt, one of the top apps that will help in saving you money. If you’ve ever browsed the app store in search of a money-saving app, chances are that you have come across this one. 

Receipts are a waste of space for most of us. We end up with a lot of them cluttering our purses, pockets, or glove compartments during our weekly visits to the grocery or convenience store. When we shop online, those receipts usually end up clogging up our inboxes and it can quickly become overwhelming trying to navigate through them all. To most of us, we don’t think much about the receipts we toss around, throw in the trash, or simply delete from our emails. 

However, with Fetch Rewards, your receipts can become useful instead of useless. The app itself is easy enough to download and, best of all, it’s free. 


It’s also pretty simple to use. All you need to do is have your receipts ready, either the ones you’ve collected from shopping in person or the ones you’ve had emailed to you from your online shopping spree, and scan them. In return for scanning these receipts, you will be awarded points and these points can later be exchanged for digital gift cards of your choosing. 

There are so many gift cards you can choose from, too. Target, Amazon, and Starbucks are a few popular choices. The more reward points you save, the better gift card you can redeem. 

2. Ibotta

Ibotta is another popular choice in the cashback app community. Primarily used when grocery shopping, you can also receive cash back as you shop for beauty supplies and clothing items. Not only does it reward you for shopping for these goods, you can also earn rewards when shopping on Amazon or using grocery delivery services.  

Similar to Fetch Rewards, Ibotta just requires you to scan your paper or digital receipts to be compensated, but you can also make use of their automatic cashback system. To do this, all you need to do is attach a credit card to their app and when you shop from these cards, you will automatically earn rewards, saving you not just money but also time. 


3. Swagbucks

You’ve probably heard about Swagbucks – the website that allows you to earn some beer money by completing surveys and playing different games. While this is a great way you can earn some extra cash when you’re bored, Swagbucks also offers a receipt-scanning feature. 

Additionally, Swagbucks also offers an e-receipt feature that enables you to send your receipts straight to their platform in return for rewards. 

4. Receipt Hog

Receipt Hog functions similar to the other apps on this list. Scan a receipt and you earn rewards. However, this app also provides you with in-app surveys. Once completed, Receipt Hog then sends your answers and information from your receipts to third party companies. Of course, this is done anonymously, so you do not have to be concerned with privacy violations. 

A unique feature with Receipt Hog is that it offers you weekly bonuses as well as the ability to reach higher levels once you upload enough receipts. So, the more receipts uploaded, the better level you will acquire. 

While it can take some time to build up enough points to exchange for gift cards, or PayPal cash, with enough dedication, it can save you quite a pretty penny.

5. Mint

Different from the other apps mentioned here, Mint is a budgeting app meant to help you keep control of your finances and stick to a budget. 

Mint keeps an eye on your spending habits and then offers advice on budgets that work for your lifestyle. All you need to do is attach your bank and credit accounts to your Mint account and it will begin evaluating how you spend your money and on what. 

It will then sort your spending into different groups and help to see where you can cut back in each group. This will allow you to save money in the long run by cutting out unnecessary expenses. 

6. Acorns

Acorns in another app that does not offer rewards or require receipts. Instead, this app works in the background to help you invest your spare change to build you an investment portfolio. When you spend $1.29 on a candy bar, the app will round it up to $2.00. 

The extra change goes to your investing/stock portfolio and as your stocks rise, so does your profit. 

7. Albert

Another finance-tracking app, Albert helps by studying your spending habits through your transaction history and tailoring a budget plan with your past expenses, monthly bills, and received income.  

In addition to creating a tailored budget that will best suit your life, Albert will also keep you notified in regards to your spending habits and any bills that increase. 


Whether you’re an Android or iOS user, there are plenty of money-saving apps on the market for both operating systems. These apps can provide you with rewards, cash back, help you to create an investment portfolio, or even just help you in managing your finances better. The end result will leave you feeling relieved when you see how much money you are saving and/or earning just by making daily purchases. All you have to do is create an account, download an app, and either link your bank accounts or start scanning your receipts to reap the benefits and rewards of these money-saving apps.  

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